This holiday season, especially on holidays like Christmas and New Year's Eve, be prepared when you are going out. By that, we mean figure out your transportation plans ahead of time, especially if you plan to drink alcohol. This holiday season, tell yourself it is...

Halloween for adults is completely different than Halloween for kids. Costumes are still involved, but instead of candy and trick-or-treating, it is going out to clubs and parties, while probably consuming copious amounts of alcohol. There is nothing wrong with that, until drinking and driving...

The holidays are approaching and every year the issue of gift giving comes about. “I should have started planning months ago!” and “This person is the hardest to shop for!” and “I always get this person the same, predictable gifts each year…” are nonstop. This...

When you start doing your taxes, you will be asked that in the case you paid excess taxes in the previous year, would you like the balance to be refunded to you or applied to this coming year’s taxes. The pros to either might be...