Auto theft is a massive and expensive problem. The Insurance Information Institute reports that in 2019, 219.9 cars per 100,000 people were stolen. The average value of the stolen vehicle was $8,886.The good news is that while you might not be able to totally prevent...

Road rage in California is a serious problem. The Best Driving School reported that nationwide, road rage was responsible for 218 murders and 12,610 injuries during seven years. Road rage has been the cause of countless accidents and deaths. Many of the people who were...

It seems like you’ve been waiting your whole life to finish school. Many people consider the summer between high school and the time when they start college (or trade school, or simply start working full time) to be one of the most exciting and fun times of their life. While it’s okay to have fun and celebrate your accomplishments, it’s also important that you remember to play it safe during this time.One of the biggest mistakes teens make after they graduate from high school is getting drunk, which is bad enough, and then compounding that mistake by getting behind the wheel. Don’t be the person in your group who spends the months following high school graduation dealing with the consequences of a drunk driving charge.The first thing to remember as you celebrate your freedom from high school is that even though you’re legally an adult, you still aren’t old enough to legally drink. You should avoid alcohol as you celebrate your life. Getting caught with booze at this point in your life will result in you being charged with a “minor in possession.”If convicted of minor in possession charges, your sentencing could include:
  • Being required to do up to 32 hours of community service
  • Having to pay a $250 fine

If you hate telemarketers, you’re not alone. Legal Beagle reported that in 2017, Bank my Cell conducted a survey that revealed that out of 1,200 people, 75% of them actively avoided calls that they knew were from telemarketers. 85% of the people who responded to the survey reported that even the thought of dealing with telemarketers triggered anxiety-related issues.The reason most of us loathe dealing with telemarketers is that the calls are time-consuming and the person on the other end of the line keeps pushing even though we’ve told them no several times. Most of us also hate feeling guilty when we have no option but to hang up on the irritating telemarketer.It turns out, there’s another reason to avoid telemarketers. That reason is telemarketing fraud.

What Is Telemarketing Fraud

Cornell Law School defines telemarketing fraud as:
    “Phone and telemarketing fraud refers to any type of scheme in which a criminal communicates with the potential victim via the telephone. Because many reputable companies use telemarketing to conduct business, criminals can often effectively use the method as a way to obtain a victim’s credit card information or identity and then use this information to make unauthorized purchases elsewhere. Victims have difficulty distinguishing between reputable telemarketers and scam artists. Frequent victims of telemarketing scams include the poor, the elderly, and immigrants without strong English skills.”
Examples of common telemarketing fraud include:

Catfishing isn’t the art of catching the bottom-dwelling fish that taste greatly fried. Catfishing actually refers to the act of using a false social network profile that allows you to pretend to be someone you’re not. This differs from a ghostwriter creating an account for their writing profile because the catfisher’s account exists purely for malicious purposes.Each catfisher has their own reasons for creating the fake profile, some use the account to extort financial information, some use it for bullying purposes, some like to get compromising photos of their victims. The end result is that the catfisher almost leaves victims in their wake.

Is Catfishing Someone Illegal?

While it seems like catfishing should be considered fraud and illegal, at this point, there are no actual laws pertaining to the actual act of catfishing. But, in many cases, the catfisher uses their fake social media identity for some sort of illegal activity. In many cases, the catfisher knows that they’re engaged in illegal activity but assumes that since they’re using a fake profile, they won’t get caught. Catfishers also hope that their victims will be so embarrassed that they were taken in by the fake profile that they won’t even report the crimes. Another challenge victims who do report the crime face is that the catfisher may live in a different state, making it difficult to pursue legal action.

How To Help Identify A Catfisher

Examples of laws catfishers commonly break include:
  • Copyright fraud
  • Computer hacking crimes
  • Fraud (uses false pretenses to gain money/goods/services)
  • Identity theft
  • Soliciting minors
  • Illegally recording or photographing someone without their consent